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Documentation Index

Fetch the complete documentation index at: https://docs.peach.technology/llms.txt

Use this file to discover all available pages before exploring further.

Earn lets you put idle balances into on-chain yield vaults without leaving Peach. Each vault is an independent smart contract — typically a strategy run by a third-party protocol — that accepts deposits, generates yield in some way (lending, market-making, RWA exposure, etc.), and lets depositors withdraw on the vault’s terms.

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Direct on-chain deposits

When you tap Deposit in Peach, the transaction Peach builds calls the vault contract directly. 
Your wallet  ──signed deposit tx──▶  Vault contract on-chain
There is no Peach intermediary in this flow, and no third-party router in between either. Your funds are not pooled with other Peach users, not bridged through Peach infrastructure, and not held by Peach at any point. The vault contract receives the deposit, mints (or credits) you a position, and from that moment your position is custodied by the vault — exactly as it would be if you had interacted with the vault from any other wallet. The same is true on the way out. Withdrawals call the vault’s withdraw / redeem function directly from your wallet.

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What this means

Vault terms govern your funds

Yield, lock-ups, withdrawal queues, and risk parameters are defined by the vault. Peach surfaces them; Peach does not set them.

On-chain transparency

Your position is visible on-chain to anyone with your address. Peach reads from the vault to show your balance — it is not a private ledger Peach maintains.

No Peach fee

Peach does not take a cut of deposits, withdrawals, or yield.

Vault risk is real risk

Smart contract bugs, strategy losses, and protocol governance changes can all affect your deposit. Read the vault’s published terms before depositing.

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Fees

FeeCharged by
Peach Earn feeNone.
Network gasThe network. Standard on-chain transaction cost.
Vault performance / management feesThe vault, if any. Defined by the vault’s smart contract — not by Peach.
“No Peach fee” applies to Peach itself. The vault you deposit into may charge fees of its own — typically a percentage of yield, sometimes a withdrawal fee. Those fees are part of the vault’s protocol and are visible in the vault details.

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Risks to understand

Yields are not guaranteed. Displayed APY is generally backward-looking and can change at any time. Past performance is not a promise of future returns.
A vault deposit is not a deposit at a bank, and there is no insurance backstopping it. Specifically:
  • Smart contract risk — a bug or exploit in the vault contract (or in any protocol it composes with) can lead to partial or total loss of deposit.
  • Strategy risk — the vault’s underlying strategy can lose money. A market-making vault can be picked off; a lending vault can take bad debt.
  • Liquidity risk — some vaults have withdrawal queues, lock-ups, or epochs. You may not be able to withdraw instantly.
  • Asset risk — if the vault denominates in a token whose value moves, your position moves with it.
Peach does not guarantee or insure any of the above. The vault you deposit into is the source of truth for what is actually being done with the funds.